INVESTORS
Invest With Peace of Mind
Cross-border real estate investing can seem intimidating, but our experienced team is dedicated to simplifying every aspect of U.S. property ownership. With our extensive financial acumen and in-depth market knowledge, you can invest with confidence and peace of mind as we manage the details for a smooth, stress-free, and profitable investment experience.
Leveraging a broad network of industry professionals, a solid financial foundation, and years of proven experience, we are uniquely positioned to help you achieve your investment goals. At Leizer Property Management, your success is our priority. Begin your U.S. real estate investment venture with us, knowing that you are in expert hands every step of the way.
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Startup Services
Expert Guidance
We provide continuous guidance and partner with top-tier professionals who are readily available to provide support and expertise on legal, real estate, accounting, financing, insurance, and related matters.
Purchase Facilitation
Renovation & Rent-Readiness
Whether your property requires minor repairs or a complete renovation, our network of trusted contractors ensures the work is completed promptly and within budget. We manage the entire process from start to finish, delivering a move-in-ready home for prospective tenants.
Educational Resources
About Us
Why Florida & Arizona
Our Investment Locations
Pricing and Returns
Guide for New Investors
Frequently Asked Questions
Investors F.A.Q.
Do I have to set up a US corporation in order to invest in US real estate?
While it is not necessary to set up a corporation, it is advisable to do so. There are many different corporate structures that can be used for a rental property business, but it is important to select the right structure, one that provides appropriate legal liability protection and offers the biggest tax savings for Canadians. We partner with cross border accountants and lawyers that specialize in this field and can answer all of your questions relating to these matters.
Are Canadian property owners taxed at higher tax rates than U.S. property owners?
No. In Florida and Arizona, Canadian property owners are subject to the exact same income tax rates as any other owner, including US owners. When it comes to property taxes, the rates are also the same, but Florida residents have lower property tax assessments on their primary residence (the state provides a homestead exemption up to $50,000).
Are Canadians double taxed if they own US properties?
No. While Canadian investors in US rental properties must file their US tax under the same IRS rules for rental income as a U.S. resident, Canadians can claim foreign tax credits in their Canadian tax filings. This means that the taxes paid in the U.S. (which are typically lower than what would be owed in Canada) can be credited on your Canadian taxes owed, effectively only applying the Canadian taxes.
How can I get financing for a US property?
The easiest, and usually the cheapest, way for Canadian investors to obtain financing for US real estate is by using the equity available from their Canadian real estate. Financing in the US is possible but is often difficult and more expensive for non-residence who do not have a Social Security Number. We can help connect you with excellent mortgage brokers who can assist you with available financing options for your situation.
How much money do I need in order to invest in Florida or Arizona?
While property prices have a very wide range, from $150K US to over $1 Million, we suggest looking at a price range of $350K to $400K. From our experience, cheaper properties, those below $350K, are typically smaller properties that are either not fit for an average family’s needs, are older properties in need of ongoing repairs or renovations, are in poorer locations, and attract lower caliber of tenants. More expensive properties, on the other hand, typically have a much smaller pool of renters leading to a lower return on investment and longer vacancies.
I want to invest, but I don’t have $350,000, are there options for me?
Not everyone has access to this much capital, and there are strategies that can still allow you to own US real estate. One of the most common strategies is to partner with friends through a limited partnership for your investments. You can include one or more partners to reduce the amount of capital required, and the ownership structure could be as flexible as you want it to be – a 50/50 split is just one option.
Is this still a good time to get into the US real estate market?
Some people believe that they missed the boat by not investing shortly after the real estate market collapse in 2007/2008. While it is true that real estate prices in most cases have increased significantly since that time period, it is important to recognize that rents have as well. This means that the return on investment (or the cap rate) remains very attractive and in many cases even more so than in earlier years.
Do I need insurance on my investment property, and if so, is it expensive?
Insurance is not required by law. Depending on an investor’s risk tolerance, they have an option to purchase insurance as well as the type of coverage. In our lease agreements, we require all renters to purchase a renter’s insurance policy that offers significant benefits and protection to both tenants and owners. A typical renter’s policy includes personal property coverage of $15,000 and personal liability coverage of $100,000. Some Florida real estate owners choose to purchase additional flood coverage to protect from hurricane induced storm surges. We can help connect you with excellent insurance brokers who can assist you with different policy at market leading rates.
Does a weak Canadian dollar impact the return on investment (ROI)?
While a weaker Canadian dollar means that the upfront cost of acquiring US real estate will be higher, it also means that the value of the monthly rental income, which is collected in US dollars, will also be higher for Canadians – a weaker Canadian dollar means that the monthly rent is worth more in Canadian currency. The important concept to understand is that the exchange rate does not impact the ROI calculation because both the numerator (monthly rental income) and denominator (purchase price) are in a common USD Currency. Generally speaking, the exchange rate movements become a bigger risk/concern when investors enter the real estate market for the short term with the objective of flipping homes. Our investment approach focuses on long term investing and generating excellent rental cash flow rather than short term flips (which carry higher investment risks).
What factors should investors consider when investing in real estate?
We assess the attractiveness of any real estate investment based on the following factors:
1. Current and historical price levels;
2. Demand and vacancy rates;
3. Rental yields and cap rates;
4. Prospective economic growth and housing sector activity;
5. Build quality, condition and age of residential real estate;
6. Tenancy laws and ease of doing business.